Our Philosophy

Our commitment, in every client relationship, is to provide a financial plan and investment strategy specifically designed to address each client’s needs. We believe any retirement planning or wealth building strategy must encompass asset allocation and diversification.

We create financial plans through LPL Financial as well as portfolio strategies designed specifically for you using an established and consistent goal-based process. Even the best designed portfolio is meaningless if it fails to take into account your needs and goals. We take a risk management approach to investing and encourage clients to develop reasonable expectations. Accumulating and maintaining wealth is a process that requires patience and discipline. Your investments should supply the necessary income you need to enjoy your life in retirement, while providing moderate growth of principal to keep pace with inflation over time.

We use many sources to gather information and help us analyze market and economic trends, employing both technical and fundamental research. We also have access to LPL Financial independent research. Our primary goal is to help you meet your long-term needs, while attempting to manage volatility over the short term. We differentiate ourselves by placing our clients’ goals and needs first, and the investment process secondary.

There is no guarantee that asset allocation or diversification will enhance overall returns, outperform a non-diversified portfolio, nor ensure a profit or protect against a loss.